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💰 Upgrading from BTO to Condo? READ THIS FIRST. Most BTO owners don’t realise this — You may need to fork out $100K+ cash upfront 💸 ✔️ Exercise Fee ($60K) ✔️ Stamp Duty ($50K) Even if you have CPF… it doesn’t help yet. Your sale proceeds only come after the condo purchase. So how do my clients pull it off? I’ve helped 3 BTO upgraders in Canberra do it smoothly — 👉 without draining their savings 👉 without delaying their dream upgrade The trick? Not every banker or agent will tell you this — Watch till the end and I’ll show you how. 🎯 Planning your next move? Let’s break it down together.