INFO:

📍“Bro, which one makes more money — condo or EA + invest the rest?” Someone saw my TikTok and called me: “If I sell my BTO and buy a resale HDB, then invest the excess, I can hit $1M by 55?” ✅ Yes, that’s true. That’s just one alternative path — cash out, invest, and let the index funds work. But then he asked: “Okay lah, but which one really makes more money?” Answer: It depends. If all returns were equal… most people still say: ➡️ “Of course condo bro.” Because the truth is: 🏢 A paid-up condo is still a $1.5M asset. 📈 Even with zero capital appreciation. But if you’re chasing pure financial ROI — 💸 Don’t forget interest, stamp duty, and opportunity cost. Still… for most people with stable jobs and no time to manage stocks or crypto, 👉🏽 Upgrading to a condo is a viable wealth strategy — just simplified.